For Small Businesses up to $5M
For our United States transactions below $6M, a large percentage of those deals tend to be underwritten by preferred lenders approved by the Small Business Administration (SBA). 7(a) SBA Loans can be used to acquire a business, but not all SBA Lenders are alike.
Many only operate in certain sectors; still, others will not write loans above $2M. Since we work directly with approved SBA banks, we know all of the Lenders willing to underwrite in most sectors and we focus our attention on them when referring buyers.
For buyers, using the SBA process can help them buy a business for as little as 10-20% down (depending on the age of the business, among other factors), amortizing over an entire decade with a reasonable interest rate. This keeps the monthly debt service low and allows for a fast return on investment.